Freelancer Tax Calculator

Calculate your self-employment tax, federal and state income tax, and quarterly estimated payments. Free freelancer tax calculator. All 50 states. No signup.

How to Use Freelancer Tax Calculator

1. Enter your annual gross freelance income and your filing status (single, married, etc.).
2. Add deductible business expenses such as home office, equipment, software, and internet.
3. Select your state to include state income tax in the full breakdown.
4. Click Calculate to see your SE tax, federal tax, state tax, and quarterly payment amounts.
5. Set calendar reminders for the four due dates: April 15, June 15, September 15, January 15.

Frequently Asked Questions

What is the self-employment tax rate?

The self-employment tax rate is 15.3% — 12.4% for Social Security and 2.9% for Medicare. However, you can deduct half of the SE tax from your gross income.

When are quarterly tax payments due?

Quarterly estimated taxes are due April 15, June 15, September 15, and January 15 of the following year.

Do I need to pay quarterly taxes as a freelancer?

If you expect to owe at least $1,000 in taxes for the year, you're required to make quarterly estimated tax payments to avoid underpayment penalties.

How much should I set aside for taxes as a freelancer?

A common rule is to set aside 25-30% of your freelance income for taxes. Use our calculator to get a precise estimate based on your income and state.

Is this tax calculator accurate?

Our calculator provides estimates based on 2026 tax brackets. For precise tax advice, consult a qualified tax professional or CPA.

What business expenses can a freelancer deduct?

Freelancers can deduct home office (simplified or actual method), business equipment, software subscriptions, internet costs, professional development, business mileage, and health insurance premiums. These reduce your taxable income and lower both SE tax and income tax.