Calculate your net worth instantly. Track assets and liabilities, view your financial snapshot, and monitor month-over-month growth. Free, private, no signup needed.
Net worth = Total Assets minus Total Liabilities. Assets include savings, investments, real estate, and vehicles. Liabilities include mortgage, car loans, credit cards, and student debt. A positive number means you own more than you owe.
According to Federal Reserve data: under 35: ~$76K median, 35-44: ~$135K, 45-54: ~$247K, 55-64: ~$365K, 65-74: ~$410K. Averages are much higher — skewed by the ultra-wealthy. Median is a more realistic benchmark.
Monthly tracking is ideal for active debt payoff or savings goals. Quarterly works for most people. The key is consistency — pick one day per month and log everything. Our tracker saves your history automatically in your browser.
Yes, include your home at current market value as an asset, with your outstanding mortgage as a liability. The equity (market value minus mortgage balance) represents your true home wealth. Update the value annually or after major market shifts.
Three levers: (1) Increase income, (2) Reduce expenses and debt payments, (3) Invest the difference. Eliminating high-interest debt has the fastest impact. Consistent investing with compound interest builds long-term wealth. Our tracker helps you see which lever is working.
Net worth is one measure of wealth — a financial snapshot at a point in time. True wealth includes earning capacity, health, relationships, and financial security. Net worth is the most useful numeric proxy for financial health and progress.