Calculate food cost percentage, recommended menu pricing, and profit margin per dish. Use the menu engineering matrix. Free restaurant profit calculator, no signup.
50% of after-tax income to needs (rent, groceries, utilities), 30% to wants (dining, entertainment, subscriptions), 20% to savings and debt repayment. Adjust ratios based on your cost of living.
Track actual spending for 30 days first — most people underestimate by 30-40%. Build in a guilt-free 'fun' category so you don't feel deprived. Automate savings before you can spend them.
YNAB (zero-based budgeting, $14.99/month), Copilot (AI-powered, iOS), Monarch Money (best for couples), and free options like our budget planner or a simple Google Sheet.
Annual expenses paid monthly: insurance premiums, car registration, gifts, vacations, tax payments. Irregular expenses: car repairs ($1,200/year average), medical costs, appliance replacement.
Traditional rule: 30% of gross income. More practical in 2026: aim for under 35% of take-home pay. Above 40% creates financial stress and limits savings ability significantly.
Yes — every FreeFixo tool, including the Free Restaurant Menu Cost Analyzer, is 100% free with no paywall, no premium tier, and no usage limits. You do not need to create an account, enter a credit card, or share an email.