Calculate house flipping profit, ROI, and check the 70% rule. Include purchase price, renovation, holding costs, and ARV. Free flip calculator for investors.
A first-time flipper in North Carolina finds a distressed property listed at $165,000 with an ARV of $290,000 and $55,000 in estimated repairs.
Result: 70% rule shows max offer of $148,000 — he offers $145,000, wins the deal, and nets $38,000 profit after 4 months.
An experienced flipper in Georgia always forgets to factor 6 months of holding costs — mortgage, insurance, utilities eating into his profit.
Result: Calculator adds $14,400 in holding costs she missed — she lowers her maximum offer by $12,000 and protects her margin.
An investor in Arizona disagrees with his partner on the ARV — one says $410,000, other says $380,000 — and needs to see how much the difference matters.
Result: Calculator shows $30,000 ARV difference changes max offer by $21,000 — they agree to get a formal appraisal before offering.
Maximum offer = (ARV × 70%) − Repair Costs. It builds in a 30% buffer for profit, holding costs, and selling fees. Strict flippers won't break this rule.
The estimated market value of the property after renovations are complete. Determined by recent comparable sales (comps) of similar fully-renovated homes nearby.
Mortgage/loan interest, property taxes, insurance, utilities, HOA, and lawn care. Typically 1-2% of purchase price per month.
Aim for $25K-$50K net profit minimum, or a 15-20% ROI on total cash invested. Below that and the risk usually isn't worth it.
Yes — every FreeFixo tool, including the House Flipping Calculator, is 100% free with no paywall, no premium tier, and no usage limits. You do not need to create an account, enter a credit card, or share an email.
The House Flipping Calculator uses the same formulas, rates, and reference data that financial planners, professionals, and government sources publish. Results are estimates intended for planning and education — for situations involving large sums or legal consequences, confirm with a qualified professional before acting.