Compare Medicare Part A, B, C (Advantage), D, and Medigap plans. Get a personalized Medicare recommendation. Free Medicare guide 2026, no signup.
Part A covers hospital stays (usually free if you paid Medicare taxes). Part B covers doctor visits ($174.70/month standard premium in 2026). Part C (Advantage) bundles A+B through private insurers. Part D covers prescriptions.
Original Medicare (A+B) works with any provider accepting Medicare. Medicare Advantage (Part C) has network restrictions but often includes dental, vision, and drug coverage. Compare based on your doctor access needs.
Initial enrollment starts 3 months before your 65th birthday and ends 3 months after. Missing this window results in a 10% penalty for each year you delay Part B enrollment. Our guide explains all enrollment periods.
Original Medicare covers 80% of approved costs — you pay 20% with no cap. Medigap (Supplement) plans cover this gap. If you have Medicare Advantage, you cannot also have Medigap. It depends on your plan choice.
Part A: free if you paid Medicare taxes 40+ quarters. Part B standard premium: $174.70/month (income-adjusted). Part D: varies by plan. Our guide shows complete cost breakdowns for all Medicare options.
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